/* ChequeMate — Apple-platform design language
   Layout: macOS-style translucent sidebar + sticky toolbar + grouped content canvas; iOS tab bar and sheet on phones.
   Type: San Francisco (system), SF Pro Rounded for figures. Colour: iOS system colours on grouped backgrounds. */
:root {
  --bg: #F2F2F7;
  --surface: #FFFFFF;
  --surface-2: #F2F2F7;
  --elev: #FFFFFF;
  --fill: rgba(118,118,128,.12);
  --fill-2: rgba(118,118,128,.08);
  --ink: #1D1D1F;
  --ink-2: #6E6E73;
  --muted: #8E8E93;
  --line: rgba(60,60,67,.14);
  --line-2: rgba(60,60,67,.24);
  --accent: #007AFF;
  --accent-ink: #FFFFFF;
  --accent-soft: rgba(0,122,255,.12);
  --accent-t: #0066D6;
  --good: #34C759;  --good-t: #248A3D;  --good-soft: rgba(52,199,89,.14);
  --warn: #FF9500;  --warn-t: #C24E00;  --warn-soft: rgba(255,149,0,.15);
  --crit: #FF3B30;  --crit-t: #D70015;  --crit-soft: rgba(255,59,48,.12);
  --pink: #FF2D55; --mint: #00C7BE; --indigo: #5856D6; --purple: #AF52DE; --teal: #30B0C7; --yellow: #FFCC00; --gray: #8E8E93;
  --s1: #007AFF; --s2: #FF9500; --s3: #30B0C7; --s4: #AF52DE;
  --ring1: #FF2D55; --ring2: #34C759; --ring3: #32ADE6;
  --bar: rgba(255,255,255,.72);
  --side: rgba(246,246,248,.86);
  --seg-on: #FFFFFF;
  --bubble: #E9E9EB;
  --shadow-s: 0 1px 2px rgba(0,0,0,.04);
  --shadow-m: 0 6px 24px -8px rgba(0,0,0,.12), 0 1px 2px rgba(0,0,0,.04);
  --font: -apple-system, BlinkMacSystemFont, "SF Pro Text", "Inter", "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  --font-d: -apple-system, BlinkMacSystemFont, "SF Pro Display", "Inter", "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  --font-r: ui-rounded, "SF Pro Rounded", -apple-system, BlinkMacSystemFont, "Inter", "Segoe UI", Roboto, sans-serif;
  --r-s: 10px; --r-m: 14px; --r-l: 22px;
  --side-w: 264px;
  color-scheme: light;
}
@media (prefers-color-scheme: dark) {
  :root:not([data-theme="light"]) {
    --bg: #000000; --surface: #1C1C1E; --surface-2: #2C2C2E; --elev: #2C2C2E; --fill: rgba(118,118,128,.24); --fill-2: rgba(118,118,128,.16);
    --ink: #F5F5F7; --ink-2: #A1A1A6; --muted: #8E8E93; --line: rgba(84,84,88,.6); --line-2: rgba(84,84,88,.9);
    --accent: #0A84FF; --accent-ink: #FFFFFF; --accent-soft: rgba(10,132,255,.2); --accent-t: #409CFF;
    --good: #30D158; --good-t: #30D158; --good-soft: rgba(48,209,88,.18);
    --warn: #FF9F0A; --warn-t: #FFB340; --warn-soft: rgba(255,159,10,.18);
    --crit: #FF453A; --crit-t: #FF6961; --crit-soft: rgba(255,69,58,.2);
    --pink: #FF375F; --mint: #63E6E2; --indigo: #5E5CE6; --purple: #BF5AF2; --teal: #40C8E0; --yellow: #FFD60A; --gray: #8E8E93;
    --s1: #0A84FF; --s2: #FF9500; --s3: #30B0C7; --s4: #BF5AF2;
    --ring1: #FF375F; --ring2: #30D158; --ring3: #64D2FF;
    --bar: rgba(22,22,24,.72); --side: rgba(28,28,30,.86); --seg-on: #636366; --bubble: #26262A;
    --shadow-s: 0 1px 2px rgba(0,0,0,.5); --shadow-m: 0 8px 30px -10px rgba(0,0,0,.7);
    color-scheme: dark;
  }
}
:root[data-theme="dark"] {
  --bg: #000000; --surface: #1C1C1E; --surface-2: #2C2C2E; --elev: #2C2C2E; --fill: rgba(118,118,128,.24); --fill-2: rgba(118,118,128,.16);
  --ink: #F5F5F7; --ink-2: #A1A1A6; --muted: #8E8E93; --line: rgba(84,84,88,.6); --line-2: rgba(84,84,88,.9);
  --accent: #0A84FF; --accent-ink: #FFFFFF; --accent-soft: rgba(10,132,255,.2); --accent-t: #409CFF;
  --good: #30D158; --good-t: #30D158; --good-soft: rgba(48,209,88,.18);
  --warn: #FF9F0A; --warn-t: #FFB340; --warn-soft: rgba(255,159,10,.18);
  --crit: #FF453A; --crit-t: #FF6961; --crit-soft: rgba(255,69,58,.2);
  --pink: #FF375F; --mint: #63E6E2; --indigo: #5E5CE6; --purple: #BF5AF2; --teal: #40C8E0; --yellow: #FFD60A; --gray: #8E8E93;
  --s1: #0A84FF; --s2: #FF9500; --s3: #30B0C7; --s4: #BF5AF2;
  --ring1: #FF375F; --ring2: #30D158; --ring3: #64D2FF;
  --bar: rgba(22,22,24,.72); --side: rgba(28,28,30,.86); --seg-on: #636366; --bubble: #26262A;
  --shadow-s: 0 1px 2px rgba(0,0,0,.5); --shadow-m: 0 8px 30px -10px rgba(0,0,0,.7);
  color-scheme: dark;
}

* { box-sizing: border-box; }
[hidden] { display: none !important; }
html, body { background: var(--bg); color: var(--ink); }
body { margin: 0; font-family: var(--font); font-size: 15px; line-height: 1.47; letter-spacing: -0.01em; -webkit-font-smoothing: antialiased; -moz-osx-font-smoothing: grayscale; }
h1, h2, h3, h4 { margin: 0; text-wrap: balance; font-family: var(--font-d); }
p { margin: 0; }
a { color: var(--accent); text-decoration: none; }
a:hover { text-decoration: underline; text-underline-offset: 3px; }
button, input, select, textarea { font: inherit; color: inherit; letter-spacing: inherit; }
button { -webkit-tap-highlight-color: transparent; }
:focus-visible { outline: 3px solid color-mix(in srgb, var(--accent) 55%, transparent); outline-offset: 2px; border-radius: 8px; }
.num, .tab { font-variant-numeric: tabular-nums; }
.rnd { font-family: var(--font-r); }
.muted { color: var(--muted); }
.ink2 { color: var(--ink-2); }
.small { font-size: 13px; }
.tiny { font-size: 12px; }

/* ---------- shell ---------- */
.app { display: grid; grid-template-columns: var(--side-w) minmax(0, 1fr); min-height: 100vh; }
.sidebar {
  position: sticky; top: 0; height: 100vh; overflow-y: auto; z-index: 15;
  background: var(--side); -webkit-backdrop-filter: saturate(180%) blur(30px); backdrop-filter: saturate(180%) blur(30px);
  border-right: .5px solid var(--line-2);
  display: flex; flex-direction: column; gap: 18px;
  padding: max(18px, env(safe-area-inset-top, 0px)) 12px 18px max(12px, env(safe-area-inset-left, 0px));
}
.brand { display: flex; align-items: center; gap: 10px; padding: 6px 8px; color: var(--ink); }
.brand:hover { text-decoration: none; }
.app-icon { width: 32px; height: 32px; border-radius: 8px; flex: none; display: grid; place-items: center;
  background: linear-gradient(160deg, #3D9BFF 0%, #0062E6 55%, #3A2FD6 100%); box-shadow: 0 1px 2px rgba(0,0,0,.2), inset 0 0 0 .5px rgba(255,255,255,.25); }
.app-icon svg { width: 20px; height: 20px; }
.brand-name { font-family: var(--font-d); font-weight: 700; font-size: 18px; letter-spacing: -0.02em; }
.side-sec { display: grid; gap: 1px; }
.side-sec > span { font-size: 11.5px; font-weight: 600; color: var(--muted); padding: 0 10px 4px; letter-spacing: 0; }
.nav { display: grid; gap: 14px; }
.nav a { display: flex; align-items: center; gap: 10px; height: 34px; padding: 0 8px; border-radius: 8px; color: var(--ink); font-size: 14px; font-weight: 500; }
.nav a:hover { text-decoration: none; background: var(--fill-2); }
.nav a[aria-current="page"] { background: var(--fill); font-weight: 600; }
.sf { width: 24px; height: 24px; border-radius: 6.5px; flex: none; display: grid; place-items: center; background: var(--c, var(--accent)); box-shadow: inset 0 0 0 .5px rgba(255,255,255,.18); }
.sf svg { width: 15px; height: 15px; stroke: #fff; fill: none; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.side-foot { margin-top: auto; display: grid; gap: 10px; font-size: 12px; color: var(--muted); padding: 0 6px; }

.main { min-width: 0; display: flex; flex-direction: column; }
.toolbar {
  position: sticky; top: env(safe-area-inset-top, 0px); z-index: 12; height: 58px;
  display: flex; align-items: center; gap: 12px;
  padding-left: max(28px, env(safe-area-inset-left, 0px)); padding-right: max(28px, env(safe-area-inset-right, 0px));
  background: var(--bar); -webkit-backdrop-filter: saturate(180%) blur(24px); backdrop-filter: saturate(180%) blur(24px);
  border-bottom: .5px solid var(--line);
}
body::before { content: ""; position: fixed; inset: 0 0 auto; height: env(safe-area-inset-top, 0px); z-index: 30; background: var(--bar); }
.tb-title { font-weight: 600; font-size: 15px; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.tb-space { flex: 1; }
.search { position: relative; display: flex; align-items: center; gap: 6px; }
.search-field { position: relative; width: 240px; }
.search-field svg { position: absolute; left: 9px; top: 50%; transform: translateY(-50%); width: 15px; height: 15px; stroke: var(--muted); fill: none; stroke-width: 2.2; stroke-linecap: round; }
.search-field input { width: 100%; height: 34px; border: 0; border-radius: 10px; background: var(--fill); padding: 0 10px 0 30px; font-size: 14.5px; font-variant-numeric: tabular-nums; outline: none; }
.search-field input:focus { box-shadow: 0 0 0 3.5px color-mix(in srgb, var(--accent) 35%, transparent); }
.search-field input[aria-invalid="true"] { box-shadow: 0 0 0 2px var(--crit); }
.acct-err { position: absolute; top: calc(100% + 8px); right: 0; width: 280px; padding: 10px 12px; border-radius: 12px; background: var(--elev); box-shadow: var(--shadow-m); font-size: 13px; color: var(--crit-t); z-index: 5; }
.icon-btn { width: 34px; height: 34px; border-radius: 10px; border: 0; background: var(--fill); display: grid; place-items: center; cursor: pointer; color: var(--accent); flex: none; }
.icon-btn:hover { background: var(--line-2); }
.icon-btn svg { width: 17px; height: 17px; stroke: currentColor; fill: none; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.tb-acct { display: flex; align-items: center; gap: 8px; padding: 3px 10px 3px 3px; border-radius: 999px; background: var(--fill); color: var(--ink); font-size: 13.5px; font-weight: 600; max-width: 230px; flex: none; }
.tb-acct:hover { text-decoration: none; background: var(--line-2); }
.tb-acct span:last-child { white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }

.content { padding-block: 26px 80px; padding-left: max(28px, env(safe-area-inset-left, 0px)); padding-right: max(28px, env(safe-area-inset-right, 0px)); }
.view { max-width: 1140px; margin: 0 auto; display: grid; gap: 20px; }
.view[hidden] { display: none !important; }

/* large title */
.head { display: grid; gap: 6px; padding: 4px 4px 2px; }
.head h1 { font-size: 34px; line-height: 1.12; font-weight: 700; letter-spacing: -0.025em; }
.head p { color: var(--ink-2); font-size: 16px; max-width: 66ch; letter-spacing: -0.012em; }

/* account row */
.micr { display: flex; flex-wrap: wrap; align-items: center; gap: 12px 14px; padding: 14px 16px; border-radius: var(--r-l); background: var(--surface); box-shadow: var(--shadow-s); }
.avatar { width: 44px; height: 44px; border-radius: 50%; flex: none; display: grid; place-items: center; color: #fff; font-family: var(--font-r); font-weight: 600; font-size: 16px;
  background: linear-gradient(180deg, #A5ABB8, #858A96); }
.avatar.sm { width: 28px; height: 28px; font-size: 11px; }
.avatar svg { width: 55%; height: 55%; fill: #fff; }
.micr-who { display: grid; gap: 1px; min-width: 0; }
.micr-who strong { font-size: 16px; font-weight: 600; letter-spacing: -0.015em; }
.micr-who span { font-size: 13px; color: var(--ink-2); font-variant-numeric: tabular-nums; }
.micr-chips { display: flex; flex-wrap: wrap; gap: 6px; margin-left: auto; }

.chip { display: inline-flex; align-items: center; gap: 6px; height: 26px; padding: 0 10px; border-radius: 999px; font-size: 12.5px; font-weight: 500; background: var(--fill); color: var(--ink-2); white-space: nowrap; }
.pill { display: inline-flex; align-items: center; gap: 5px; height: 26px; padding: 0 10px; border-radius: 999px; font-size: 12.5px; font-weight: 600; white-space: nowrap; }
.pill::before { content: ""; width: 6px; height: 6px; border-radius: 50%; background: currentColor; }
.pill.good { background: var(--good-soft); color: var(--good-t); }
.pill.warn { background: var(--warn-soft); color: var(--warn-t); }
.pill.crit { background: var(--crit-soft); color: var(--crit-t); }
.pill.info { background: var(--accent-soft); color: var(--accent-t); }

/* cards */
.panel { background: var(--surface); border-radius: var(--r-l); padding: 22px; display: grid; gap: 16px; min-width: 0; align-content: start; box-shadow: var(--shadow-s); }
.panel h2 { font-size: 20px; font-weight: 600; letter-spacing: -0.02em; }
.panel h3 { font-size: 15px; font-weight: 600; }
.panel-head { display: flex; flex-wrap: wrap; align-items: baseline; justify-content: space-between; gap: 4px 12px; }
.panel-head p { color: var(--ink-2); font-size: 13.5px; }
.grid { display: grid; gap: 16px; }
.g-2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.g-3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.g-4 { grid-template-columns: repeat(4, minmax(0, 1fr)); }
.g-main { grid-template-columns: minmax(0, 1.5fr) minmax(0, 1fr); }
.span-2 { grid-column: span 2; }

/* stat tiles (Health "Highlights" style) */
.ledger { display: grid; grid-template-columns: repeat(5, minmax(0, 1fr)); gap: 12px; }
.ledger > div { padding: 14px 16px; display: grid; gap: 2px; border-radius: 18px; background: var(--surface); box-shadow: var(--shadow-s); min-width: 0; }
.ledger .k { font-size: 13px; font-weight: 600; color: var(--kc, var(--ink-2)); display: flex; align-items: center; gap: 6px; }
.ledger .k b { font-family: var(--font-r); font-weight: 700; font-size: 11px; width: 18px; height: 18px; border-radius: 5px; display: grid; place-items: center; background: var(--kc, var(--gray)); color: #fff; }
.ledger > div:nth-child(1) { --kc: var(--s1); } .ledger > div:nth-child(2) { --kc: var(--purple); } .ledger > div:nth-child(3) { --kc: var(--warn-t); } .ledger > div:nth-child(4) { --kc: var(--good-t); } .ledger > div:nth-child(5) { --kc: var(--pink); }
.ledger .v { font-family: var(--font-r); font-size: 27px; font-weight: 600; font-variant-numeric: tabular-nums; letter-spacing: -0.02em; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; margin-top: 4px; }
.ledger .s { font-size: 12.5px; color: var(--ink-2); }
.ledger.plain > div { --kc: var(--ink-2); background: var(--surface-2); box-shadow: none; }
#growLedger .v, #goalLedger .v { font-size: 22px; }

/* ---------- Wallet card ---------- */
.wcard { position: relative; aspect-ratio: 1.586; max-width: 100%; border-radius: 22px; padding: 20px 22px; color: #fff; overflow: hidden; isolation: isolate;
  display: grid; grid-template-rows: auto 1fr auto; box-shadow: 0 24px 40px -22px var(--glow, rgba(0,0,0,.4)), 0 2px 6px rgba(0,0,0,.08);
  background:
    radial-gradient(120% 90% at 0% 0%, var(--c1) 0%, transparent 60%),
    radial-gradient(90% 90% at 100% 10%, var(--c2) 0%, transparent 62%),
    radial-gradient(120% 120% at 80% 110%, var(--c3) 0%, transparent 60%),
    var(--c0);
  transform: perspective(900px) rotateX(var(--rx, 0deg)) rotateY(var(--ry, 0deg)); transition: transform .4s cubic-bezier(.2,.8,.2,1); will-change: transform; }
.wcard::after { content: ""; position: absolute; inset: 0; z-index: -1; background: linear-gradient(115deg, rgba(255,255,255,.28) 0%, rgba(255,255,255,0) 38%, rgba(255,255,255,0) 70%, rgba(255,255,255,.12) 100%); pointer-events: none; }
.wcard.good { --c0: #0A7A5A; --c1: #34C759; --c2: #30B0C7; --c3: #007AFF; --glow: rgba(0,140,100,.55); }
.wcard.warn { --c0: #D9620B; --c1: #FFCC00; --c2: #FF9500; --c3: #FF2D55; --glow: rgba(230,110,0,.55); }
.wcard.crit { --c0: #C2102E; --c1: #FF9500; --c2: #FF2D55; --c3: #AF52DE; --glow: rgba(220,20,60,.55); }
.wc-top { display: flex; justify-content: space-between; align-items: center; gap: 10px; font-size: 13px; font-weight: 600; }
.wc-top .lg { display: flex; align-items: center; gap: 7px; font-family: var(--font-d); font-size: 15px; letter-spacing: -0.01em; }
.wc-top .lg svg { width: 18px; height: 18px; }
.wc-mid { align-self: center; display: grid; }
.wc-mid small { font-size: 13px; opacity: .88; font-weight: 500; }
.wc-mid strong { font-family: var(--font-r); font-size: clamp(30px, 3.4vw, 42px); font-weight: 600; letter-spacing: -0.025em; line-height: 1.1; font-variant-numeric: tabular-nums; }
.wc-bot { display: flex; justify-content: space-between; align-items: flex-end; gap: 10px; font-size: 13px; }
.wc-bot .no { font-family: var(--font-r); letter-spacing: .12em; font-size: 14px; opacity: .92; font-variant-numeric: tabular-nums; }
.wc-bot .rw { text-align: right; }
.wc-bot .rw b { display: block; font-family: var(--font-r); font-size: 22px; font-weight: 700; letter-spacing: -0.02em; }
.wc-glass { padding: 3px 10px; border-radius: 999px; background: rgba(255,255,255,.22); -webkit-backdrop-filter: blur(10px); backdrop-filter: blur(10px); font-size: 12px; font-weight: 600; }

/* ---------- Activity-style rings ---------- */
.rings-wrap { display: grid; grid-template-columns: auto minmax(0, 1fr); gap: 24px; align-items: center; }
.rings { width: 188px; height: 188px; max-width: 100%; }
.rings circle { fill: none; stroke-linecap: round; }
.rings .arc { transition: stroke-dashoffset 1.3s cubic-bezier(.2,.8,.2,1); }
.ring-legend { display: grid; gap: 14px; }
.ring-legend div { display: grid; }
.ring-legend .t { font-size: 14px; font-weight: 600; }
.ring-legend .v { font-family: var(--font-r); font-size: 24px; font-weight: 600; letter-spacing: -0.01em; font-variant-numeric: tabular-nums; }
.ring-legend .v small { font-size: 13px; font-weight: 600; }
.ring-legend .s { font-size: 12.5px; color: var(--ink-2); }

.cust-hero { display: grid; grid-template-columns: minmax(0, 470px) minmax(0, 1fr); gap: 20px; align-items: center; }
.cust-hero .wcard { width: 100%; }

/* ---------- runway capsule (timeline) ---------- */
.strip { display: grid; gap: 8px; }
.strip-top { display: flex; align-items: flex-end; justify-content: space-between; gap: 12px; flex-wrap: wrap; }
.strip-big { display: flex; align-items: baseline; gap: 6px; }
.strip-big .n { font-family: var(--font-r); font-size: clamp(46px, 5.4vw, 64px); font-weight: 600; letter-spacing: -0.035em; line-height: .95; font-variant-numeric: tabular-nums; }
.strip-big .u { font-size: 17px; color: var(--ink-2); font-weight: 500; }
.strip-track { position: relative; height: 14px; margin-top: 30px; border-radius: 999px; background: var(--fill); }
.strip-fill { position: absolute; inset: 0 auto 0 0; width: 0; min-width: 14px; border-radius: 999px; background: linear-gradient(90deg, color-mix(in srgb, var(--fill) 45%, var(--fill-c)), var(--fill-c)); transition: width 1.2s cubic-bezier(.2,.8,.2,1); }
.strip-fill.zero { min-width: 0; }
.strip-mark { position: absolute; top: -6px; bottom: -6px; width: 2px; margin-left: -1px; border-radius: 2px; background: var(--ink); }
.strip-mark span { position: absolute; bottom: calc(100% + 5px); left: 50%; transform: translateX(-50%); font-size: 11.5px; font-weight: 600; white-space: nowrap; color: var(--ink); background: var(--elev); padding: 2px 8px; border-radius: 999px; box-shadow: var(--shadow-m); }
.strip-scale { position: relative; height: 16px; font-size: 11px; color: var(--muted); font-variant-numeric: tabular-nums; }
.strip-scale span { position: absolute; transform: translateX(-50%); white-space: nowrap; }
.strip-scale span:first-child { transform: none; }
.strip-scale span:last-child { transform: translateX(-100%); }
.strip-note { color: var(--ink-2); font-size: 14px; }
.strip.compact .strip-big .n { font-size: 30px; }
.strip.compact .strip-big .u { font-size: 13px; }
.strip.compact .strip-track { height: 10px; margin-top: 26px; }

/* ---------- paradox hero ---------- */
.hero { display: grid; gap: 28px; padding: clamp(24px, 4vw, 44px); border-radius: 28px; background: var(--surface); box-shadow: var(--shadow-s); position: relative; overflow: hidden; }
.hero::before { content: ""; position: absolute; top: -45%; right: -12%; width: 70%; height: 130%; background: radial-gradient(closest-side, color-mix(in srgb, var(--accent) 13%, transparent), transparent); pointer-events: none; }
.hero > * { position: relative; }
.hero .eyebrow { font-size: 15px; font-weight: 600; color: var(--accent-t); }
.hero h1 { font-size: clamp(36px, 5.2vw, 60px); line-height: 1.04; font-weight: 700; letter-spacing: -0.035em; max-width: 16ch; }
.hero .lede { font-size: clamp(16px, 1.45vw, 19px); color: var(--ink-2); max-width: 60ch; letter-spacing: -0.015em; }
.pair { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 24px; }
.pair-col { display: grid; gap: 14px; align-content: start; }
.pair-col .strip { padding: 0 4px; }
.pair-cap { display: flex; justify-content: space-between; align-items: center; gap: 10px; padding: 0 4px; flex-wrap: wrap; }

/* highlight cards */
.findings { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 14px; }
.finding { display: grid; gap: 6px; align-content: start; padding: 16px 18px 18px; border-radius: 20px; background: var(--surface); box-shadow: var(--shadow-s); }
.finding .fh { display: flex; align-items: center; gap: 7px; font-size: 13.5px; font-weight: 600; color: var(--fc, var(--accent-t)); }
.finding .fh svg { width: 16px; height: 16px; stroke: currentColor; fill: none; stroke-width: 2.2; stroke-linecap: round; stroke-linejoin: round; }
.finding .big { font-family: var(--font-r); font-size: 34px; font-weight: 600; letter-spacing: -0.03em; font-variant-numeric: tabular-nums; line-height: 1.1; }
.finding p { color: var(--ink-2); font-size: 14px; }

/* capsule bars */
.bars { display: grid; gap: 12px; }
.bar-row { display: grid; grid-template-columns: 130px minmax(0, 1fr) 64px; gap: 14px; align-items: center; font-size: 14px; }
.bar-row .lab { color: var(--ink); line-height: 1.25; font-weight: 500; }
.bar-row .lab small { display: block; color: var(--muted); font-size: 12px; font-weight: 400; }
.bar-row .track { position: relative; height: 12px; border-radius: 999px; background: var(--fill); }
.bar-row .fill { position: absolute; inset: 0 auto 0 0; border-radius: 999px; background: var(--c, var(--s1)); transition: width 1s cubic-bezier(.2,.8,.2,1); min-width: 12px; }
.bar-row .val { text-align: right; font-family: var(--font-r); font-variant-numeric: tabular-nums; font-weight: 600; font-size: 15px; }
.bar-row .base { position: absolute; top: -5px; bottom: -5px; width: 2px; margin-left: -1px; border-radius: 2px; background: var(--ink); opacity: .55; }

/* charts */
.chart-box { position: relative; height: 260px; min-width: 0; }
.chart-box.tall { height: 330px; }
.chart-box.short { height: 200px; }
.legend { display: flex; flex-wrap: wrap; gap: 6px 16px; font-size: 13px; color: var(--ink-2); }
.legend i { display: inline-block; width: 9px; height: 9px; border-radius: 50%; margin-right: 6px; }
.legend i.line { width: 14px; height: 3px; border-radius: 2px; vertical-align: 3px; }

/* controls */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 6px; height: 36px; padding: 0 16px; border-radius: 10px; border: 0; background: var(--fill); color: var(--accent-t); cursor: pointer; font-weight: 600; font-size: 14.5px; white-space: nowrap; transition: transform .12s, background .15s; }
.btn:hover { background: var(--line-2); text-decoration: none; }
.btn:active { transform: scale(.97); }
.btn.primary { background: var(--accent); color: var(--accent-ink); }
.btn.primary:hover { background: color-mix(in srgb, var(--accent) 88%, #000); }
.btn.ghost { background: transparent; padding: 0; height: auto; color: var(--accent-t); font-weight: 500; justify-content: flex-start; }
.btn.ghost:hover { text-decoration: underline; background: transparent; }
.btn.sm { height: 30px; padding: 0 12px; font-size: 13px; border-radius: 8px; }
.btn svg { width: 16px; height: 16px; stroke: currentColor; fill: none; stroke-width: 2; }

/* segmented control */
.seg { display: inline-flex; flex-wrap: wrap; gap: 2px; padding: 2px; border-radius: 10px; background: var(--fill); max-width: 100%; justify-self: start; }
.seg button { height: 30px; padding: 0 14px; border-radius: 8px; border: 0; background: transparent; cursor: pointer; font-size: 13px; font-weight: 500; color: var(--ink); white-space: nowrap; transition: background .2s, box-shadow .2s; }
.seg button:hover { background: var(--fill-2); }
.seg button[aria-pressed="true"] { background: var(--seg-on); font-weight: 600; box-shadow: 0 3px 8px rgba(0,0,0,.12), 0 3px 1px rgba(0,0,0,.04), 0 0 0 .5px rgba(0,0,0,.04); }

.field { display: grid; gap: 8px; }
.field > label, .field > .lab { font-size: 14px; color: var(--ink); font-weight: 500; display: flex; justify-content: space-between; gap: 8px; align-items: baseline; }
.field > label output, .field > .lab output { font-family: var(--font-r); color: var(--accent-t); font-weight: 600; font-variant-numeric: tabular-nums; }
.field .hint { font-size: 12.5px; color: var(--muted); }
.input, select.input, textarea.input { height: 40px; padding: 0 12px; border-radius: 10px; border: 0; background: var(--fill); width: 100%; min-width: 0; font-size: 15px; outline: none; }
.input:focus { box-shadow: 0 0 0 3.5px color-mix(in srgb, var(--accent) 35%, transparent); }
select.input { -webkit-appearance: none; appearance: none; background-image: linear-gradient(45deg, transparent 50%, var(--muted) 50%), linear-gradient(135deg, var(--muted) 50%, transparent 50%); background-position: calc(100% - 17px) 17px, calc(100% - 12px) 17px; background-size: 5px 5px; background-repeat: no-repeat; padding-right: 30px; }
textarea.input { height: auto; padding: 10px 12px; resize: vertical; }
.money-in { position: relative; }
.money-in::before { content: "$"; position: absolute; left: 12px; top: 50%; transform: translateY(-50%); color: var(--muted); font-size: 15px; z-index: 1; }
.money-in .input { padding-left: 24px; font-variant-numeric: tabular-nums; }
input[type="range"] { -webkit-appearance: none; appearance: none; width: 100%; height: 28px; background: transparent; cursor: pointer; }
input[type="range"]::-webkit-slider-runnable-track { height: 4px; border-radius: 2px; background: linear-gradient(90deg, var(--accent) 0 var(--p, 50%), var(--fill) var(--p, 50%) 100%); }
input[type="range"]::-moz-range-track { height: 4px; border-radius: 2px; background: linear-gradient(90deg, var(--accent) 0 var(--p, 50%), var(--fill) var(--p, 50%) 100%); }
input[type="range"]::-webkit-slider-thumb { -webkit-appearance: none; width: 26px; height: 26px; margin-top: -11px; border-radius: 50%; background: #fff; box-shadow: 0 3px 8px rgba(0,0,0,.15), 0 1px 1px rgba(0,0,0,.16), 0 3px 1px rgba(0,0,0,.05), 0 0 0 .5px rgba(0,0,0,.06); transition: transform .15s; }
input[type="range"]:active::-webkit-slider-thumb { transform: scale(1.12); }
input[type="range"]::-moz-range-thumb { width: 24px; height: 24px; border: 0; border-radius: 50%; background: #fff; box-shadow: 0 3px 8px rgba(0,0,0,.15), 0 0 0 .5px rgba(0,0,0,.06); }
input[type="range"]:disabled { opacity: .4; }

/* scenario cards */
.twists { display: grid; grid-template-columns: repeat(auto-fill, minmax(150px, 1fr)); gap: 10px; }
.twist { position: relative; text-align: left; display: grid; gap: 6px; align-content: start; padding: 14px; border-radius: 18px; border: 0; background: var(--surface); box-shadow: var(--shadow-s); cursor: pointer; transition: transform .15s, box-shadow .2s; }
.twist:hover { transform: translateY(-1px); box-shadow: var(--shadow-m); }
.twist:active { transform: scale(.98); }
.twist .ic { width: 32px; height: 32px; border-radius: 50%; display: grid; place-items: center; background: var(--c, var(--accent)); }
.twist .ic svg { width: 17px; height: 17px; stroke: #fff; fill: none; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.twist strong { font-size: 14.5px; font-weight: 600; letter-spacing: -0.015em; }
.twist .d { font-size: 12.5px; color: var(--ink-2); line-height: 1.35; }
.twist[aria-pressed="true"] { box-shadow: 0 0 0 2.5px var(--accent), var(--shadow-m); }
.twist[aria-pressed="true"]::after { content: ""; position: absolute; top: 12px; right: 12px; width: 20px; height: 20px; border-radius: 50%; background: var(--accent) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E") center/12px no-repeat; }

/* grouped list: formula */
.formula { display: grid; grid-template-columns: max-content max-content minmax(0, 1fr); border-radius: 14px; background: var(--surface-2); overflow: hidden; font-size: 14px; }
.formula > div { padding: 11px 14px; font-variant-numeric: tabular-nums; min-width: 0; }
.formula > div:nth-child(n+4) { border-top: .5px solid var(--line); }
.formula .f-k { font-weight: 500; }
.formula .f-e { color: var(--muted); font-size: 13px; padding-top: 12px; }
.formula .f-v { text-align: right; font-weight: 600; overflow-wrap: anywhere; font-family: var(--font-r); }
.formula .f-v small { color: var(--muted); font-weight: 400; display: block; font-size: 12px; font-family: var(--font); }
.formula .total { background: var(--accent-soft); color: var(--accent-t); font-weight: 700; }
.formula .total.f-e { font-weight: 500; }

/* banner */
.verdict { display: flex; gap: 12px; align-items: flex-start; padding: 14px 16px; border-radius: 16px; }
.verdict svg { width: 28px; height: 28px; flex: none; padding: 6px; border-radius: 50%; stroke: #fff; fill: none; stroke-width: 2.8; stroke-linecap: round; stroke-linejoin: round; background: var(--vc); }
.verdict.good { background: var(--good-soft); --vc: var(--good); }
.verdict.warn { background: var(--warn-soft); --vc: var(--warn); }
.verdict.crit { background: var(--crit-soft); --vc: var(--crit); }
.verdict p { color: var(--ink); font-size: 14.5px; }
.verdict strong { display: block; margin-bottom: 1px; font-size: 15.5px; letter-spacing: -0.015em; }

/* heat grid */
.heat { display: grid; gap: 4px; font-size: 13px; font-variant-numeric: tabular-nums; min-width: 460px; }
.heat-row { display: grid; grid-template-columns: 96px repeat(var(--cols), minmax(0, 1fr)); gap: 4px; }
.heat .hd { color: var(--muted); display: flex; align-items: center; justify-content: center; text-align: center; padding: 4px 0; font-size: 12px; font-weight: 500; }
.heat .rl { justify-content: flex-start; }
.heat .cell { height: 40px; border-radius: 10px; display: flex; align-items: center; justify-content: center; font-family: var(--font-r); font-weight: 600; border: 0; cursor: pointer; transition: transform .12s; }
.heat .cell:hover { transform: scale(1.04); }
.heat .cell.c0 { background: var(--crit); color: #fff; }
.heat .cell.c1 { background: var(--crit-soft); color: var(--crit-t); }
.heat .cell.c2 { background: var(--warn-soft); color: var(--warn-t); }
.heat .cell.c3 { background: var(--good-soft); color: var(--good-t); }
.heat .cell.c4 { background: var(--good); color: #fff; }
.heat .cell.cur { box-shadow: 0 0 0 2.5px var(--surface), 0 0 0 4.5px var(--accent); }

/* steps */
.steps { display: grid; counter-reset: s; border-radius: 14px; background: var(--surface-2); overflow: hidden; }
.step { display: grid; grid-template-columns: 30px minmax(0, 1fr) auto; gap: 12px; padding: 13px 14px; align-items: start; }
.step + .step { border-top: .5px solid var(--line); }
.step .no { counter-increment: s; width: 26px; height: 26px; border-radius: 50%; display: grid; place-items: center; font-family: var(--font-r); font-weight: 700; font-size: 13px; background: var(--fill); color: var(--ink-2); }
.step .no::before { content: counter(s); }
.step.done .no { background: var(--good); color: #fff; }
.step.done .no::before { content: "✓"; }
.step.here .no { background: var(--accent); color: #fff; }
.step h3 { font-size: 15px; font-weight: 600; margin-bottom: 2px; letter-spacing: -0.015em; }
.step p { color: var(--ink-2); font-size: 13.5px; }
.step .gain { text-align: right; font-family: var(--font-r); font-variant-numeric: tabular-nums; font-weight: 600; white-space: nowrap; font-size: 14px; }
.step .gain small { display: block; color: var(--muted); font-weight: 400; font-size: 12px; font-family: var(--font); }

/* budget */
.split { display: grid; gap: 6px; }
.split-bar { display: flex; height: 34px; border-radius: 10px; overflow: hidden; gap: 2px; }
.split-bar > div { display: flex; align-items: center; justify-content: center; font-family: var(--font-r); font-size: 12.5px; font-weight: 600; color: #fff; min-width: 0; white-space: nowrap; overflow: hidden; transition: flex-grow .8s cubic-bezier(.2,.8,.2,1); }
.split-bar .over { background: repeating-linear-gradient(135deg, var(--crit) 0 6px, color-mix(in srgb, var(--crit) 55%, transparent) 6px 11px); }
.split-lab { display: flex; justify-content: space-between; font-size: 13px; color: var(--ink-2); font-weight: 500; }
.cmp { width: 100%; border-collapse: collapse; font-size: 14px; font-variant-numeric: tabular-nums; }
.cmp th { text-align: left; font-weight: 500; color: var(--muted); font-size: 12.5px; padding: 8px 12px; border-bottom: .5px solid var(--line); }
.cmp td { padding: 11px 12px; border-bottom: .5px solid var(--line); }
.cmp td.r, .cmp th.r { text-align: right; }
.cmp td.r { font-family: var(--font-r); font-weight: 500; }
.cmp tr:last-child td { border-bottom: 0; }
.cmp tr.best td { background: var(--accent-soft); }
.cmp tr.best td:first-child { border-radius: 10px 0 0 10px; } .cmp tr.best td:last-child { border-radius: 0 10px 10px 0; }
.table-wrap { overflow-x: auto; }
.zb { display: grid; border-radius: 14px; background: var(--surface-2); overflow: hidden; align-content: start; }
.zb-row { display: grid; grid-template-columns: minmax(0, 1fr) 140px; gap: 10px; align-items: center; font-size: 14.5px; padding: 6px 6px 6px 14px; }
.zb-row + .zb-row { border-top: .5px solid var(--line); }
.zb-row .input { background: var(--surface); height: 36px; text-align: right; font-family: var(--font-r); }
.zb-left { display: flex; justify-content: space-between; align-items: center; padding: 16px 18px; border-radius: 16px; background: var(--surface-2); font-weight: 500; }
.zb-left .v { font-family: var(--font-r); font-size: 30px; font-weight: 600; font-variant-numeric: tabular-nums; letter-spacing: -0.02em; }

/* invest */
.acct-cards { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 14px; }
.acct-card { padding: 18px; border-radius: 20px; background: var(--surface); box-shadow: var(--shadow-s); display: grid; gap: 4px; align-content: start; }
.acct-card .sf { width: 30px; height: 30px; border-radius: 8px; margin-bottom: 6px; }
.acct-card .sf svg { width: 17px; height: 17px; }
.acct-card strong { font-size: 15px; }
.acct-card .lim { font-family: var(--font-r); font-size: 28px; font-weight: 600; letter-spacing: -0.02em; font-variant-numeric: tabular-nums; }
.acct-card p { font-size: 13px; color: var(--ink-2); margin-top: 4px; }
.acct-card .tag { font-size: 12.5px; color: var(--muted); }

/* resources: grouped lists */
.res-group { display: grid; gap: 8px; align-content: start; }
.res-group h2 { font-size: 15px; font-weight: 600; color: var(--ink-2); padding: 0 6px; }
.list { border-radius: 16px; background: var(--surface); box-shadow: var(--shadow-s); overflow: hidden; }
.res { display: grid; grid-template-columns: minmax(0, 1fr) auto; gap: 2px 12px; padding: 12px 16px; color: var(--ink); align-items: center; position: relative; }
.res + .res::before { content: ""; position: absolute; top: 0; left: 16px; right: 0; border-top: .5px solid var(--line); }
.res:hover { text-decoration: none; background: var(--fill-2); }
.res strong { font-size: 15px; font-weight: 500; }
.res span { grid-column: 1; font-size: 13px; color: var(--ink-2); }
.res .host { grid-row: 1 / span 2; grid-column: 2; font-size: 13px; color: var(--muted); display: flex; align-items: center; gap: 8px; }
.res .host::after { content: ""; width: 7px; height: 7px; border-right: 2px solid var(--line-2); border-top: 2px solid var(--line-2); transform: rotate(45deg); }

/* coach: Messages */
.coach { display: grid; grid-template-columns: minmax(0, 1fr) 300px; gap: 16px; align-items: start; }
.chat { display: grid; grid-template-rows: minmax(0, 1fr) auto; height: min(70vh, 680px); background: var(--surface); border-radius: var(--r-l); overflow: hidden; box-shadow: var(--shadow-s); }
.msgs { overflow-y: auto; padding: 20px 16px; display: flex; flex-direction: column; gap: 6px; }
.msg { max-width: 78%; padding: 9px 14px; border-radius: 20px; font-size: 15px; line-height: 1.42; letter-spacing: -0.012em; }
.msg.user + .msg.bot, .msg.bot + .msg.user { margin-top: 8px; }
.msg p + p, .msg ul, .msg ol { margin-top: 6px; }
.msg ul, .msg ol { padding-left: 20px; margin-bottom: 0; }
.msg.user { align-self: flex-end; background: var(--accent); color: #fff; border-bottom-right-radius: 6px; }
.msg.bot { align-self: flex-start; background: var(--bubble); border-bottom-left-radius: 6px; }
.msg.bot .src { margin-top: 6px; font-size: 11.5px; color: var(--muted); }
.msg.typing { color: var(--muted); }
.composer { display: flex; align-items: flex-end; gap: 8px; padding: 10px 12px; border-top: .5px solid var(--line); background: var(--surface); }
.composer textarea { flex: 1; min-height: 38px; max-height: 140px; border-radius: 19px; padding: 9px 14px; background: var(--surface); box-shadow: inset 0 0 0 1px var(--line-2); }
.send { width: 34px; height: 34px; margin-bottom: 2px; border-radius: 50%; border: 0; background: var(--accent); display: grid; place-items: center; cursor: pointer; flex: none; }
.send svg { width: 18px; height: 18px; stroke: #fff; fill: none; stroke-width: 2.6; stroke-linecap: round; stroke-linejoin: round; }
.prompts { display: grid; border-radius: 14px; background: var(--surface-2); overflow: hidden; }
.prompts button { text-align: left; padding: 11px 14px; border: 0; background: transparent; cursor: pointer; font-size: 14px; color: var(--accent-t); position: relative; }
.prompts button + button::before { content: ""; position: absolute; top: 0; left: 14px; right: 0; border-top: .5px solid var(--line); }
.prompts button:hover { background: var(--fill-2); }

/* upload */
.drop { display: grid; place-items: center; gap: 6px; text-align: center; padding: 36px 20px; border-radius: var(--r-l); border: 2px dashed var(--line-2); background: var(--surface); cursor: pointer; transition: border-color .15s, background .15s; }
.drop.over { border-color: var(--accent); background: var(--accent-soft); }
.drop .sf { width: 48px; height: 48px; border-radius: 12px; margin-bottom: 4px; }
.drop .sf svg { width: 26px; height: 26px; }
.drop strong { font-size: 17px; letter-spacing: -0.02em; }
.list-acc { display: grid; border-radius: 14px; background: var(--surface-2); overflow: hidden; }
.list-acc button { display: grid; grid-template-columns: 28px 64px minmax(0, 1fr) auto; gap: 10px; align-items: center; padding: 9px 12px; border: 0; background: transparent; cursor: pointer; text-align: left; font-variant-numeric: tabular-nums; font-size: 14px; position: relative; }
.list-acc button + button::before { content: ""; position: absolute; top: 0; left: 50px; right: 0; border-top: .5px solid var(--line); }
.list-acc button:hover { background: var(--fill-2); }

.note { font-size: 12.5px; color: var(--muted); }
.callout { padding: 14px 16px; border-radius: 14px; background: var(--surface-2); color: var(--ink-2); font-size: 14px; }
.callout strong { color: var(--ink); }
.insights { display: grid; border-radius: 14px; background: var(--surface-2); overflow: hidden; }
.insight { display: grid; grid-template-columns: 28px minmax(0, 1fr); gap: 12px; padding: 11px 14px; font-size: 14px; align-items: center; position: relative; }
.insight + .insight::before { content: ""; position: absolute; top: 0; left: 54px; right: 0; border-top: .5px solid var(--line); }
.insight svg { width: 28px; height: 28px; padding: 6px; border-radius: 8px; fill: none; stroke: #fff; stroke-width: 2.4; stroke-linecap: round; stroke-linejoin: round; background: var(--ic); }
.insight.good { --ic: var(--good); } .insight.warn { --ic: var(--warn); } .insight.crit { --ic: var(--crit); } .insight.info { --ic: var(--accent); }
.insight b { font-variant-numeric: tabular-nums; font-weight: 600; }

/* Dynamic-Island style toast */
.toast { position: fixed; left: 50%; top: max(12px, env(safe-area-inset-top, 0px)); transform: translate(-50%, -8px) scale(.6); padding: 11px 20px; border-radius: 999px; background: #000; color: #fff; font-size: 14px; font-weight: 600; box-shadow: 0 10px 30px rgba(0,0,0,.25); opacity: 0; transition: transform .45s cubic-bezier(.2,1.3,.4,1), opacity .25s; pointer-events: none; z-index: 60; white-space: nowrap; }
.toast.on { transform: translate(-50%, 0) scale(1); opacity: 1; }
.loading { display: grid; place-items: center; min-height: 60vh; color: var(--muted); }

/* iOS tab bar + sheet (phones) */
.tabbar { display: none; }
.sheet-bg { position: fixed; inset: 0; background: rgba(0,0,0,.32); z-index: 40; }
.sheet { position: fixed; left: 0; right: 0; bottom: 0; z-index: 41; padding: 8px max(16px, env(safe-area-inset-right, 0px)) max(20px, env(safe-area-inset-bottom, 0px)) max(16px, env(safe-area-inset-left, 0px)); background: var(--bg); border-radius: 14px 14px 0 0; box-shadow: 0 -10px 40px rgba(0,0,0,.2); display: grid; gap: 12px; }
.sheet .grab { width: 36px; height: 5px; border-radius: 3px; background: var(--line-2); margin: 0 auto 4px; }
.sheet h3 { font-size: 17px; text-align: center; }
.sheet .list a { display: flex; align-items: center; gap: 12px; padding: 12px 14px; color: var(--ink); font-size: 16px; position: relative; }
.sheet .list a:hover { text-decoration: none; }
.sheet .list a + a::before { content: ""; position: absolute; top: 0; left: 50px; right: 0; border-top: .5px solid var(--line); }

/* responsive */
@media (max-width: 1180px) {
  .ledger { grid-template-columns: repeat(3, minmax(0, 1fr)); }
  .acct-cards { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .findings { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .coach { grid-template-columns: 1fr; }
  .cust-hero { grid-template-columns: 1fr; }
  .cust-hero .wcard { max-width: 460px; }
}
@media (max-width: 900px) {
  .app { grid-template-columns: 1fr; }
  .sidebar { display: none; }
  .toolbar { height: 54px; padding-left: max(16px, env(safe-area-inset-left, 0px)); padding-right: max(16px, env(safe-area-inset-right, 0px)); }
  .tb-title, .tb-acct span:last-child { display: none; }
  .tb-acct { padding: 3px; }
  .search { flex: 1; }
  .search-field { flex: 1; width: auto; }
  .tb-space { display: none; }
  .content { padding-left: max(16px, env(safe-area-inset-left, 0px)); padding-right: max(16px, env(safe-area-inset-right, 0px)); padding-block: 18px calc(96px + env(safe-area-inset-bottom, 0px)); }
  .g-2, .g-3, .g-4, .g-main, .pair { grid-template-columns: minmax(0, 1fr); }
  .span-2 { grid-column: auto; }
  .micr-chips { margin-left: 0; }
  .tabbar { display: grid; grid-template-columns: repeat(6, 1fr); position: fixed; left: 0; right: 0; bottom: 0; z-index: 20;
    padding: 6px max(8px, env(safe-area-inset-right, 0px)) max(8px, env(safe-area-inset-bottom, 0px)) max(8px, env(safe-area-inset-left, 0px));
    background: var(--bar); -webkit-backdrop-filter: saturate(180%) blur(24px); backdrop-filter: saturate(180%) blur(24px); border-top: .5px solid var(--line); }
  .tabbar a, .tabbar button { display: grid; justify-items: center; gap: 2px; padding: 4px 0; border: 0; background: none; color: var(--muted); font-size: 10px; font-weight: 500; cursor: pointer; }
  .tabbar a:hover { text-decoration: none; }
  .tabbar svg { width: 25px; height: 25px; stroke: currentColor; fill: none; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }
  .tabbar [aria-current="page"] { color: var(--accent); }
  .head h1 { font-size: 30px; }
}
@media (max-width: 560px) {
  .ledger { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .ledger .v { font-size: 22px; }
  .findings, .acct-cards { grid-template-columns: minmax(0, 1fr); }
  .bar-row { grid-template-columns: 90px minmax(0, 1fr) 52px; gap: 10px; }
  .formula { grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); }
  .formula .f-e { display: none; }
  .formula > div:nth-child(n+3) { border-top: .5px solid var(--line); }
  .heat { min-width: 400px; }
  .heat-row { grid-template-columns: 64px repeat(var(--cols), minmax(0, 1fr)); }
  .msg { max-width: 90%; }
  .step { grid-template-columns: 28px minmax(0, 1fr); }
  .step .gain { grid-column: 2; text-align: left; }
  .rings-wrap { grid-template-columns: minmax(0, 1fr); justify-items: center; }
  .ring-legend { width: 100%; grid-template-columns: repeat(3, minmax(0, 1fr)); text-align: center; }
  .ring-legend .v { font-size: 19px; }
  .panel { padding: 18px; }
  .twists { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .zb-row { grid-template-columns: minmax(0, 1fr) 110px; }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { transition: none !important; animation: none !important; }
  .wcard { transform: none !important; }
}

/* live server check (iOS UI) */
.live-check { display: flex; align-items: center; gap: 12px; margin: 12px 0; padding: 12px 16px; border-radius: var(--r-m); background: var(--surface); box-shadow: var(--shadow-s); border: 1px solid var(--line); font-size: 13px; }
.live-check > div { display: grid; gap: 2px; min-width: 0; flex: 1; } .live-check b { font-weight: 600; font-size: 14px; } .live-check span:not(.lc-dot) { color: var(--ink-2); }
.live-check em { font: 600 11px var(--font); font-style: normal; color: var(--muted); background: var(--fill-2); padding: 3px 8px; border-radius: 999px; white-space: nowrap; }
.lc-dot { width: 10px; height: 10px; border-radius: 5px; flex: none; background: var(--muted); }
.live-check.ok .lc-dot { background: var(--good); box-shadow: 0 0 0 4px var(--good-soft); } .live-check.ok b { color: var(--good-t); }
.live-check.warn .lc-dot { background: var(--warn); box-shadow: 0 0 0 4px var(--warn-soft); } .live-check.warn b { color: var(--warn-t); }
.live-check.off .lc-dot { background: var(--crit); }
.live-check.wait .lc-dot { animation: lcpulse 1s ease-in-out infinite alternate; } @keyframes lcpulse { to { opacity: .3; } }
@media (max-width: 600px) { .live-check { flex-wrap: wrap; } .live-check em { margin-left: 22px; } }

/* ===== focus pass: one idea per card, less on screen ===== */
section[data-view="paradox"] .panel:has(#scatter), section[data-view="paradox"] .panel:has(#whyTable), section[data-view="paradox"] #findings,
section[data-view="customer"] .panel:has(#rings), section[data-view="customer"] .panel:has(#custInsights), section[data-view="customer"] #custStrips2,
section[data-view="customer"] .sankey-panel, section[data-view="customer"] .panel:has(#balChart), section[data-view="customer"] .panel:has(#outBars),
section[data-view="shock"] .coin-panel, section[data-view="shock"] .panel:has(#heat),
section[data-view="plan"] .panel:has(#leverBars) { display: none !important; }
section[data-view="paradox"] .g-main:has(#whyTable), section[data-view="customer"] .g-main:has(#custInsights) { grid-template-columns: minmax(0, 1fr); }
section[data-view="customer"] .cust-hero { grid-template-columns: minmax(0, 1fr); max-width: 560px; }
/* avatars and logo */
.avatar { background: none !important; padding: 0; overflow: hidden; box-shadow: 0 4px 12px -4px rgba(0, 0, 0, .3); }
.avatar svg { width: 100% !important; height: 100% !important; fill: initial; }
.app-icon { background: linear-gradient(135deg, #FFB347, #FF2D55) !important; box-shadow: 0 3px 10px rgba(255, 45, 85, .35); }
.app-icon svg { width: 74%; height: 74%; }

/* customer hero: card + layoff answer side by side */
section[data-view="customer"] .cust-hero { grid-template-columns: minmax(0, 5fr) minmax(0, 6fr) !important; max-width: none !important; align-items: stretch; }
section[data-view="customer"] .cust-hero .laid-off { display: flex; flex-direction: column; justify-content: center; }
@media (max-width: 900px) { section[data-view="customer"] .cust-hero { grid-template-columns: minmax(0, 1fr) !important; } }
#ledger { margin-top: 16px; }
/* calmer live banner on phones */
@media (max-width: 700px) { .rr-live > span:not(.dot) { display: none; } .rr-live { padding: 8px 16px !important; } }
.live-check { padding: 10px 14px; } .live-check > div b { font-size: 14px; }
/* coach has a tip: soft pulse instead of a popup */
.mate-dock.nudge { animation: nudge 1.4s ease-in-out 2; }
@keyframes nudge { 0%, 100% { transform: scale(1); } 40% { transform: scale(1.12) rotate(-6deg); } 70% { transform: scale(1.04) rotate(4deg); } }
@media (prefers-reduced-motion: reduce) { .mate-dock.nudge { animation: none; } }

/* ===== customer page polish ===== */
.ledger { grid-template-columns: repeat(6, minmax(0, 1fr)) !important; }
@media (max-width: 1200px) { .ledger { grid-template-columns: repeat(3, minmax(0, 1fr)) !important; } }
@media (max-width: 600px) { .ledger { grid-template-columns: repeat(2, minmax(0, 1fr)) !important; } .ledger .v { font-size: 22px; } }
.ledger > div { transition: transform .2s; } .ledger > div:hover { transform: translateY(-2px); }
.ledger .k { color: var(--ink-2) !important; gap: 8px; }
.ledger .lic { width: 30px; height: 30px; border-radius: 9px; display: grid; place-items: center; flex: none; color: #fff;
  background: linear-gradient(160deg, color-mix(in srgb, var(--kc) 70%, #fff), var(--kc)); box-shadow: 0 4px 10px -4px var(--kc); }
.ledger .lic svg { width: 17px; height: 17px; fill: none; stroke: currentColor; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.ledger .v { margin-top: 8px; }

/* runway as month blocks */
.mblocks { position: relative; display: grid; grid-template-columns: repeat(var(--n), minmax(0, 1fr)); gap: 3px; height: 22px; margin-top: 40px; }
.strip.compact .mblocks { height: 14px; margin-top: 30px; gap: 2px; }
.mb { position: relative; border-radius: 5px; background: var(--fill); overflow: hidden; }
.mb::after { content: ""; position: absolute; inset: 0 auto 0 0; width: calc(var(--f) * 100%); border-radius: inherit;
  background: linear-gradient(180deg, color-mix(in srgb, var(--fill-c) 70%, #fff), var(--fill-c)); transform: scaleY(0); transform-origin: bottom; transition: transform .35s cubic-bezier(.2, .8, .2, 1) var(--d); }
.mblocks.go .mb::after { transform: scaleY(1); }
.mb-flag { position: absolute; bottom: calc(100% + 8px); transform: translateX(-50%); display: inline-flex; align-items: center; gap: 4px; padding: 3px 9px 3px 7px; border-radius: 999px;
  background: var(--ink); color: var(--surface); font-size: 11.5px; font-weight: 600; white-space: nowrap; box-shadow: var(--shadow-m); }
.mb-flag svg { width: 13px; height: 13px; fill: none; stroke: currentColor; stroke-width: 2.2; stroke-linecap: round; stroke-linejoin: round; }
.mb-flag::after { content: ""; position: absolute; left: 50%; top: 100%; transform: translateX(-50%); border: 5px solid transparent; border-top-color: var(--ink); }
.strip-scale { margin-top: 8px; }
@media (prefers-reduced-motion: reduce) { .mb::after { transition: none; } }

/* score parts as rings */
.score-rings { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 10px 14px; align-content: center; }
.sr { display: grid; grid-template-columns: 46px 1fr; grid-template-rows: auto auto; column-gap: 10px; align-items: center; }
.sr svg { grid-row: span 2; width: 46px; height: 46px; } .sr .bg { fill: none; stroke: var(--fill); stroke-width: 5; }
.sr .fg { fill: none; stroke: var(--c); stroke-width: 5; stroke-linecap: round; transition: stroke-dashoffset 1s cubic-bezier(.2, .8, .2, 1); }
.sr b { font: 700 17px var(--font-r); align-self: end; } .sr b small { font-size: 11px; color: var(--muted); font-weight: 600; } .sr span { font-size: 12px; color: var(--ink-2); align-self: start; }

/* money in/out summary */
.flow-sum { display: flex; flex-wrap: wrap; gap: 8px; margin: -4px 0 10px; }
.flow-sum span { display: inline-flex; align-items: center; gap: 6px; padding: 5px 11px; border-radius: 999px; background: var(--fill-2); font-size: 12.5px; font-weight: 600; }
.flow-sum small { color: var(--muted); font-weight: 500; } .flow-sum i { width: 9px; height: 9px; border-radius: 3px; } .flow-sum i.dot { border-radius: 50%; background: var(--good); }
.flow-sum .bad { color: var(--crit-t); } .flow-sum .bad i.dot { background: var(--crit); }

/* the "Live data" banner is hidden when everything is fine; the Sample data warning still shows if the server is unreachable */
.rr-live.ok { display: none !important; }

/* ===== plan page bento: emergency fund 8/12, "If the shock hits" 4/12 ===== */
.plan-bento { display: grid; gap: 16px; grid-template-columns: minmax(0, 2fr) minmax(0, 1fr); align-items: start; margin-bottom: 16px; }
.plan-bento .b-col { display: grid; gap: 16px; align-content: start; min-width: 0; }
.plan-bento .b-col > * { min-width: 0; }
/* the goal ledger becomes three bento tiles of its own */
.plan-bento #goalLedger { grid-template-columns: repeat(3, minmax(0, 1fr)) !important; gap: 16px; }
.plan-bento #goalLedger > div { background: var(--surface); box-shadow: var(--shadow-s); border-radius: var(--r-l); padding: 14px 16px; gap: 2px; align-content: start; }
.plan-bento #goalLedger .v { margin-top: 4px; }
.plan-bento #goalLedger > div:nth-child(1) { --kc: var(--s1); } .plan-bento #goalLedger > div:nth-child(2) { --kc: var(--s3); } .plan-bento #goalLedger > div:nth-child(3) { --kc: var(--s2); }
.plan-bento #goalLedger .k { color: var(--kc) !important; }
/* let values and captions wrap instead of being cut off with an ellipsis */
#goalLedger .v { white-space: normal; overflow: visible; text-overflow: clip; overflow-wrap: anywhere; font-size: clamp(20px, 2.1vw, 28px); }
#goalLedger .k, #goalLedger .s { white-space: normal; overflow-wrap: anywhere; }
.b-fund-chart .chart-box.short { height: 240px; }
.b-fund-chart #goalText { font-size: 14.5px; line-height: 1.55; }
/* compact shock tiles */
.plan-shock { padding: 18px; gap: 12px; }
.plan-shock .panel-head h2 { font-size: 17px; }
.plan-shock .panel-head p, .plan-shock .field label, .plan-shock .steps { font-size: 13px; }
/* tablet and phone: one column, fund tiles first */
@media (max-width: 1000px) { .plan-bento { grid-template-columns: minmax(0, 1fr); } }
@media (max-width: 700px) { .plan-bento #goalLedger { grid-template-columns: minmax(0, 1fr) !important; } }

/* ===== landing-page palette (home.css), orange accent: lavender by day, indigo night by dark ===== */
:root {
  --bg: #F1EFFA; --surface: #FFFFFF; --surface-2: #ECE9F8; --elev: #FFFFFF;
  --fill: rgba(43, 31, 122, .08); --fill-2: rgba(43, 31, 122, .05);
  --ink: #1D1B2E; --ink-2: #5E5A78; --muted: #8A86A3;
  --line: rgba(29, 27, 46, .12); --line-2: rgba(29, 27, 46, .22);
  --accent: #E25A00; --accent-ink: #FFFFFF; --accent-soft: rgba(255, 122, 26, .14); --accent-t: #A84A00;
  --good: #0FA37F; --good-t: #0B7A5F; --good-soft: rgba(15, 163, 127, .14);
  --warn: #E0A100; --warn-t: #8A5A00; --warn-soft: rgba(242, 169, 59, .18);
  --crit: #E5383B; --crit-t: #C21F2A; --crit-soft: rgba(229, 56, 59, .12);
  --pink: #FF2D55; --mint: #0FA37F; --indigo: #2B1F7A; --purple: #7A5CFA; --teal: #1FB6A0; --yellow: #FFD36B; --gray: #8A86A3;
  --s1: #FF7A1A; --s2: #5B4CF0; --s3: #0FA37F; --s4: #FF2D55;
  --ring1: #FF2D55; --ring2: #0FA37F; --ring3: #F2A93B;
  --bar: rgba(255, 255, 255, .72); --side: rgba(241, 239, 250, .86); --seg-on: #FFFFFF; --bubble: #E6E3F5;
}
@media (prefers-color-scheme: dark) {
  :root:not([data-theme="light"]) {
    --bg: #120C33; --surface: #1C1547; --surface-2: #2A2166; --elev: #2A2166;
    --fill: rgba(185, 179, 230, .16); --fill-2: rgba(185, 179, 230, .10);
    --ink: #F4F2FF; --ink-2: #B9B3E6; --muted: #8F88C2;
    --line: rgba(185, 179, 230, .18); --line-2: rgba(185, 179, 230, .30);
    --accent: #FF8A33; --accent-ink: #1A0F02; --accent-soft: rgba(255, 138, 51, .2); --accent-t: #FFB37A;
    --good: #2BD4A4; --good-t: #4FE0B6; --good-soft: rgba(43, 212, 164, .18);
    --warn: #FFD36B; --warn-t: #FFD36B; --warn-soft: rgba(255, 211, 107, .18);
    --crit: #FF5E62; --crit-t: #FF8285; --crit-soft: rgba(255, 94, 98, .2);
    --pink: #FF4D73; --mint: #2BD4A4; --indigo: #8B7FFF; --purple: #A78BFF; --teal: #3FD0C0; --yellow: #FFD36B; --gray: #8F88C2;
    --s1: #FF9A4D; --s2: #8B7FFF; --s3: #2BD4A4; --s4: #FF4D73;
    --ring1: #FF4D73; --ring2: #2BD4A4; --ring3: #FFD36B;
    --bar: rgba(18, 12, 51, .72); --side: rgba(18, 12, 51, .86); --seg-on: #3A2F85; --bubble: #2A2166;
  }
}
:root[data-theme="dark"] {
  --bg: #120C33; --surface: #1C1547; --surface-2: #2A2166; --elev: #2A2166;
  --fill: rgba(185, 179, 230, .16); --fill-2: rgba(185, 179, 230, .10);
  --ink: #F4F2FF; --ink-2: #B9B3E6; --muted: #8F88C2;
  --line: rgba(185, 179, 230, .18); --line-2: rgba(185, 179, 230, .30);
  --accent: #FF8A33; --accent-ink: #1A0F02; --accent-soft: rgba(255, 138, 51, .2); --accent-t: #FFB37A;
  --good: #2BD4A4; --good-t: #4FE0B6; --good-soft: rgba(43, 212, 164, .18);
  --warn: #FFD36B; --warn-t: #FFD36B; --warn-soft: rgba(255, 211, 107, .18);
  --crit: #FF5E62; --crit-t: #FF8285; --crit-soft: rgba(255, 94, 98, .2);
  --pink: #FF4D73; --mint: #2BD4A4; --indigo: #8B7FFF; --purple: #A78BFF; --teal: #3FD0C0; --yellow: #FFD36B; --gray: #8F88C2;
  --s1: #FF9A4D; --s2: #8B7FFF; --s3: #2BD4A4; --s4: #FF4D73;
  --ring1: #FF4D73; --ring2: #2BD4A4; --ring3: #FFD36B;
  --bar: rgba(18, 12, 51, .72); --side: rgba(18, 12, 51, .86); --seg-on: #3A2F85; --bubble: #2A2166;
}
/* wallet-style status cards use the landing gradients too */
.wcard.good { --c0: #0B7A5F; --c1: #0FA37F; --c2: #2BD4A4; --c3: #5B4CF0; --glow: rgba(15, 163, 127, .5); }
.wcard.warn { --c0: #8A5A00; --c1: #FFD36B; --c2: #F2A93B; --c3: #FF7A1A; --glow: rgba(255, 122, 26, .5); }
.wcard.crit { --c0: #C21F2A; --c1: #FF7A1A; --c2: #FF2D55; --c3: #5B4CF0; --glow: rgba(255, 45, 85, .5); }

/* ===== type: Manrope everywhere, bolder headings ===== */
:root {
  --font: "Manrope", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  --font-d: var(--font);
  --font-r: var(--font);
}
:root:not([data-ui="rr"]) :is(h1, h2) { font-weight: 800; }
:root:not([data-ui="rr"]) :is(h3, h4) { font-weight: 700; }

/* ===== number spacing: proportional figures for display numbers (Manrope's tabular "1" leaves big gaps);
   tables, leaderboards, formula/bar columns, inputs and account numbers stay tabular so columns line up ===== */
:root:not([data-ui="rr"]) :is(.num, .micr-who span, .ledger .v, .wc-mid strong, .ring-legend .v, .strip-big .n, .finding .big,
  .field > label output, .field > .lab output, .zb-left .v, .acct-card .lim, .insight b,
  .rr-stats .v, .quiz-score b, .g-num .n, .sp-v, .rank-stats .v, .tbx-t span) {
  font-variant-numeric: proportional-nums lining-nums;
  font-feature-settings: "pnum" 1, "tnum" 0;
}

/* plan page: "with EI" and "with no EI" verdicts stacked */
.verdict-pair { display: grid; gap: 10px; }
.verdict-pair .verdict strong { display: block; font-size: 14px; line-height: 1.35; }
.verdict-pair .verdict p { margin: 4px 0 0; font-size: 13px; }

/* step-by-step: deep indigo number badges and gain figures so they stand out */
:root { --step-badge: #2B1F7A; --step-badge-ink: #FFFFFF; --step-gain: #2B1F7A; }
@media (prefers-color-scheme: dark) { :root:not([data-theme="light"]) { --step-badge: #5B4CF0; --step-badge-ink: #FFFFFF; --step-gain: #C9C3FF; } }
:root[data-theme="dark"] { --step-badge: #5B4CF0; --step-badge-ink: #FFFFFF; --step-gain: #C9C3FF; }
:root:not([data-ui="rr"]) .step .no { background: var(--step-badge); color: var(--step-badge-ink); font-weight: 800; box-shadow: 0 2px 6px -2px rgba(43, 31, 122, .5); }
:root:not([data-ui="rr"]) .step .gain { color: var(--step-gain); font-weight: 800; }

/* plan page: custom emergency fund target */
.goal-custom { display: flex; flex-wrap: wrap; align-items: center; gap: 8px 10px; margin-top: 10px; }
.goal-custom label { font-size: 13px; font-weight: 600; color: var(--ink-2); }
.goal-custom .input { width: 84px; height: 36px; text-align: center; font-weight: 700; }
.goal-custom > span:not(.hint) { font-size: 13px; color: var(--ink-2); }
.goal-custom .hint { flex-basis: 100%; }

/* ===== accessibility: contrast fixes (WCAG AA: 4.5:1 text, 3:1 UI shapes) and a solid focus ring ===== */
:root {
  --muted: #6A6684; --gray: #6A6684;
  --accent: #C74B00;                       /* white text 4.74:1 */
  --good: #0C8F6F; --good-t: #0A6E56;      /* shape 3.4:1, text 5.2:1 */
  --warn: #A87800;                         /* shape 3.28:1 */
  --focus: #A84A00;
}
@media (prefers-color-scheme: dark) { :root:not([data-theme="light"]) { --muted: #9A94CC; --gray: #9A94CC; --focus: #FFB37A; } }
:root[data-theme="dark"] { --muted: #9A94CC; --gray: #9A94CC; --focus: #FFB37A; }
:root:not([data-ui="rr"]) :focus-visible { outline: 3px solid var(--focus); outline-offset: 2px; }
.skip-link { position: absolute; left: -9999px; top: 8px; z-index: 1000; padding: 10px 14px; border-radius: 10px; background: var(--ink); color: var(--bg); font-weight: 700; text-decoration: none; }
.skip-link:focus { left: 12px; }

/* ===== icon colour scheme: one indigo family everywhere, orange for "you are here" ===== */
:root { --ico-bg: #E6E2F7; --ico-ink: #2B1F7A; }
@media (prefers-color-scheme: dark) { :root:not([data-theme="light"]) { --ico-bg: #2F2670; --ico-ink: #D6D1FF; } }
:root[data-theme="dark"] { --ico-bg: #2F2670; --ico-ink: #D6D1FF; }
:root:not([data-ui="rr"]) .sf { background: var(--ico-bg); box-shadow: none; transition: background .2s; }
:root:not([data-ui="rr"]) .sf svg { stroke: var(--ico-ink); }
:root:not([data-ui="rr"]) .nav a[aria-current="page"] { background: var(--accent-soft); color: var(--accent-t); }
:root:not([data-ui="rr"]) .nav a[aria-current="page"] .sf { background: var(--accent); }
:root:not([data-ui="rr"]) .nav a[aria-current="page"] .sf svg { stroke: var(--accent-ink); }
:root:not([data-ui="rr"]) .nav a:hover .sf { background: color-mix(in srgb, var(--ico-bg) 70%, var(--ico-ink) 12%); }
#main:focus { outline: none; } /* programmatic focus target for the skip link only */

/* ===== decorative greens become orange (status "good" stays green) ===== */
:root { --s3: #B4540A; --mint: #E8833A; --teal: #F2A65A; --ring2: #F26A0F; }
@media (prefers-color-scheme: dark) { :root:not([data-theme="light"]) { --s3: #FFB37A; --mint: #FF9A4D; --teal: #FFC48F; --ring2: #FF9A4D; } }
:root[data-theme="dark"] { --s3: #FFB37A; --mint: #FF9A4D; --teal: #FFC48F; --ring2: #FF9A4D; }
.wcard.good { --c0: #A84A00; --c1: #E25A00; --c2: #FF9A4D; --c3: #5B4CF0; --glow: rgba(226, 90, 0, .5); }
/* plan page: "good" reads as orange; only the "Saved now" heading keeps a green */
:root { --saved-green: #0A6E56; }
@media (prefers-color-scheme: dark) { :root:not([data-theme="light"]) { --saved-green: #4FE0B6; } }
:root[data-theme="dark"] { --saved-green: #4FE0B6; }
.view[data-view="plan"] { --good: var(--accent); --good-t: var(--accent-t); --good-soft: var(--accent-soft); }
.plan-bento #goalLedger > div:nth-child(2) { --kc: var(--saved-green); }

/* sample-data banner sits under the toolbar, aligned with the content column */
:root:not([data-ui="rr"]) .rr-live { margin: 12px max(28px, env(safe-area-inset-right, 0px)) 0 max(28px, env(safe-area-inset-left, 0px)); font-family: var(--font); }
@media (max-width: 900px) { :root:not([data-ui="rr"]) .rr-live { margin: 10px 16px 0; } }

/* ===== Emergency fund page ===== */
/* "good" reads as orange here (month blocks, pills, stress grid); the verdict box keeps its green ("They absorb it") */
:root { --good-green: #0C8F6F; --good-green-t: #0A6E56; --good-green-soft: rgba(15, 163, 127, .14); }
@media (prefers-color-scheme: dark) { :root:not([data-theme="light"]) { --good-green: #2BD4A4; --good-green-t: #4FE0B6; --good-green-soft: rgba(43, 212, 164, .18); } }
:root[data-theme="dark"] { --good-green: #2BD4A4; --good-green-t: #4FE0B6; --good-green-soft: rgba(43, 212, 164, .18); }
.view[data-view="shock"] { --good: var(--accent); --good-t: var(--accent-t); --good-soft: var(--accent-soft); }
.view[data-view="shock"] #verdict { --good: var(--good-green); --good-t: var(--good-green-t); --good-soft: var(--good-green-soft); }
/* the stress grid's white figures on orange: use the deeper orange so they stay readable */
.view[data-view="shock"] .heat .cell.c4 { background: var(--accent); color: var(--accent-ink); }
/* instruction in the "How long your emergency fund lasts" panel */
.pick-hint { display: flex; align-items: flex-start; gap: 8px; margin: -4px 0 4px; padding: 10px 12px; border-radius: 12px; background: var(--accent-soft); color: var(--ink); font-size: 13.5px; line-height: 1.4; }
.pick-hint svg { width: 18px; height: 18px; flex: none; margin-top: 1px; fill: none; stroke: var(--accent-t); stroke-width: 2.2; stroke-linecap: round; stroke-linejoin: round; }
/* scenario cards: one icon style for all, light orange background when selected */
:root:not([data-ui="rr"]) .twist .ic { background: var(--ico-bg); }
:root:not([data-ui="rr"]) .twist .ic svg { stroke: var(--ico-ink); }
:root:not([data-ui="rr"]) .twist[aria-pressed="true"] { background: color-mix(in srgb, var(--accent) 12%, var(--surface)); box-shadow: 0 0 0 2px var(--accent), var(--shadow-m); }
:root:not([data-ui="rr"]) .twist[aria-pressed="true"] .ic { background: var(--accent); }
:root:not([data-ui="rr"]) .twist[aria-pressed="true"] .ic svg { stroke: var(--accent-ink); }
.view[data-view="shock"] > .pick-hint { margin: 0; }
/* bigger, more noticeable "pick a scenario" prompt */
.view[data-view="shock"] > .pick-hint { padding: 16px 20px; border-radius: 16px; font-size: 17px; font-weight: 700; line-height: 1.4; color: var(--accent-t);
  background: color-mix(in srgb, var(--accent) 14%, var(--surface)); box-shadow: inset 0 0 0 1.5px color-mix(in srgb, var(--accent) 45%, transparent); }
@media (max-width: 600px) { .view[data-view="shock"] > .pick-hint { font-size: 15.5px; padding: 14px 16px; } }
/* "pick a scenario" prompt in blue (same family as the footer's light blue) */
:root { --pick-bg: #E3EEFF; --pick-ink: #1F4FA8; --pick-edge: #8DB5F5; }
@media (prefers-color-scheme: dark) { :root:not([data-theme="light"]) { --pick-bg: #1E2A5C; --pick-ink: #C2D6FF; --pick-edge: #4F74C9; } }
:root[data-theme="dark"] { --pick-bg: #1E2A5C; --pick-ink: #C2D6FF; --pick-edge: #4F74C9; }
.view[data-view="shock"] > .pick-hint { background: var(--pick-bg); color: var(--pick-ink); box-shadow: inset 0 0 0 1.5px var(--pick-edge); }

/* merged Emergency fund page: section title between the fund tiles and the scenarios */
.view[data-view="shock"] > .sec-title { font-size: 22px; font-weight: 800; letter-spacing: -0.02em; margin: 12px 0 -4px; }
.view[data-view="shock"] .plan-bento { margin-bottom: 0; }
/* emergency fund bento: both columns end level, so no blank space above "Test a scenario" */
.view[data-view="shock"] .plan-bento { align-items: stretch; }
.view[data-view="shock"] .plan-bento .b-col { display: flex; flex-direction: column; gap: 16px; }
.view[data-view="shock"] .plan-bento .b-col > :last-child { flex: 1 1 auto; }
.view[data-view="shock"] > .sec-title { margin-top: 4px; }
@media (max-width: 1000px) { .view[data-view="shock"] .plan-bento .b-col > :last-child { flex: none; } }

/* ===== You page: icons match the site's indigo tile style ===== */
/* stat cards: one tile style instead of a different gradient per card */
:root:not([data-ui="rr"]) .ledger .lic { background: var(--ico-bg); color: var(--ico-ink); box-shadow: none; }
/* insights: same soft-tile shape; status still shown by tint (good / warning / critical), info uses the standard indigo */
:root:not([data-ui="rr"]) .insight svg { background: var(--ic-bg); stroke: var(--ic-ink); stroke-width: 2.2; }
:root:not([data-ui="rr"]) .insight.info { --ic-bg: var(--ico-bg); --ic-ink: var(--ico-ink); }
:root:not([data-ui="rr"]) .insight.good { --ic-bg: var(--good-soft); --ic-ink: var(--good-t); }
:root:not([data-ui="rr"]) .insight.warn { --ic-bg: var(--warn-soft); --ic-ink: var(--warn-t); }
:root:not([data-ui="rr"]) .insight.crit { --ic-bg: var(--crit-soft); --ic-ink: var(--crit-t); }

/* ===== "How we worked this out": plain-language calculation ===== */
.fx-head h3 { font-size: 17px; font-weight: 800; margin: 4px 0 2px; }
.fx-head p { margin: 0; font-size: 13.5px; color: var(--ink-2); line-height: 1.45; }
.fx { display: grid; border-radius: 14px; background: var(--surface-2); overflow: hidden; }
.fx-group { padding: 10px 16px 4px; font-size: 11.5px; font-weight: 800; letter-spacing: .06em; text-transform: uppercase; color: var(--muted); }
.fx-group:not(:first-child) { margin-top: 6px; border-top: .5px solid var(--line); padding-top: 14px; }
.fx-row { display: grid; grid-template-columns: minmax(0, 1fr) auto; gap: 4px 16px; align-items: center; padding: 9px 16px; }
.fx-row + .fx-row { border-top: .5px solid var(--line); }
.fx-k { display: grid; gap: 2px; min-width: 0; }
.fx-k b { font-size: 14.5px; font-weight: 700; }
.fx-k span { font-size: 12.5px; color: var(--ink-2); line-height: 1.4; }
.fx-v { font-size: 15.5px; font-weight: 700; white-space: nowrap; text-align: right; display: flex; align-items: baseline; gap: 8px; justify-content: flex-end; }
.fx-v .op { font-style: normal; font-weight: 800; color: var(--muted); width: 1ch; text-align: center; }
.fx-row.sub { background: color-mix(in srgb, var(--surface) 55%, transparent); }
.fx-row.total { margin-top: 6px; padding: 14px 16px; background: var(--accent-soft); border-top: 0; }
.fx-row.total .fx-k b { color: var(--accent-t); font-size: 15.5px; }
.fx-row.total .fx-v { color: var(--accent-t); font-size: 19px; font-weight: 800; }
:root[data-style="glass"] .fx { background-color: var(--surface-2); }
@media (max-width: 600px) { .fx-row { grid-template-columns: minmax(0, 1fr); } .fx-v { justify-content: flex-start; } }

/* You page card: savings buffer in the top-left corner, larger; no logo */
.wcard.wc-you .wc-top { align-items: flex-start; }
.wc-amt { display: grid; gap: 2px; min-width: 0; }
.wc-amt small { font-size: 14px; font-weight: 600; opacity: .92; }
.wc-amt strong { font-family: var(--font-r); font-size: clamp(40px, 5.2vw, 60px); font-weight: 800; letter-spacing: -0.03em; line-height: 1; overflow-wrap: anywhere; }
@media (max-width: 600px) { .wc-amt strong { font-size: 40px; } }

/* Quests page: the games sit below the ranks and badges */
.view[data-view="arena"] > .play-head { margin-top: 20px; padding-top: 22px; border-top: 1px solid var(--line); }
.view[data-view="arena"] > .play-head h2 { font-size: clamp(24px, 3vw, 32px); font-weight: 800; letter-spacing: -0.025em; }

/* ===== "after each move" chart: readable rows, labelled scale and goal ===== */
#leverBars { gap: 10px; }
.lv-key { display: flex; flex-wrap: wrap; gap: 6px 16px; font-size: 12.5px; color: var(--ink-2); }
.lv-key span { display: inline-flex; align-items: center; gap: 6px; }
.lv-key i { width: 12px; height: 12px; border-radius: 4px; background: var(--lv-short); }
.lv-key i.ok { background: var(--accent); }
.lv-key i.ln { width: 0; height: 14px; border-radius: 0; border-left: 2px dashed var(--accent-t); background: none; }
:root { --lv-short: #8C83C9; }
@media (prefers-color-scheme: dark) { :root:not([data-theme="light"]) { --lv-short: #6F66B8; } }
:root[data-theme="dark"] { --lv-short: #6F66B8; }
.lv-row { display: grid; grid-template-columns: minmax(150px, 240px) minmax(0, 1fr) 96px; gap: 14px; align-items: center; }
.lv-lab { display: flex; align-items: center; gap: 10px; min-width: 0; }
.lv-lab b { display: block; font-size: 14px; font-weight: 700; line-height: 1.25; }
.lv-lab small { display: block; font-size: 12px; color: var(--ink-2); }
.lv-no { flex: none; width: 24px; height: 24px; border-radius: 50%; display: grid; place-items: center; font-size: 12px; font-weight: 800; background: var(--ico-bg); color: var(--ico-ink); }
.lv-row.ok .lv-no { background: var(--accent); color: var(--accent-ink); }
.lv-track { position: relative; height: 14px; border-radius: 999px; background: var(--fill); }
.lv-track .fill { position: absolute; inset: 0 auto 0 0; min-width: 14px; border-radius: 999px; background: var(--lv-short); transition: width 1s cubic-bezier(.2, .8, .2, 1); }
.lv-row.ok .lv-track .fill { background: var(--accent); }
.lv-line { position: absolute; top: -6px; bottom: -6px; width: 0; border-left: 2px dashed var(--accent-t); }
.lv-val { text-align: right; display: grid; line-height: 1.2; }
.lv-val b { font-size: 14.5px; font-weight: 800; white-space: nowrap; }
.lv-val small { font-size: 12px; font-weight: 700; color: var(--accent-t); }
.lv-scale { margin-top: 18px; }
.lv-scale .lv-track { height: 18px; background: none; border-top: 1px solid var(--line); border-radius: 0; }
.lv-scale .tk { position: absolute; top: 3px; transform: translateX(-50%); font-size: 11px; color: var(--muted); white-space: nowrap; }
.lv-scale .tk:first-child { transform: none; } .lv-scale .tk:last-of-type { transform: translateX(-100%); }
.lv-goal { position: absolute; bottom: calc(100% + 4px); transform: translateX(-50%); padding: 2px 8px; border-radius: 999px; background: var(--accent-soft); color: var(--accent-t); font-size: 11.5px; font-weight: 700; white-space: nowrap; }
.lv-h { text-align: right; font-size: 11px; font-weight: 700; color: var(--muted); text-transform: uppercase; letter-spacing: .05em; }
.lv-sum { margin: 6px 0 0; padding: 12px 14px; border-radius: 12px; background: var(--surface-2); font-size: 14px; line-height: 1.45; }
.lv-sum b { color: var(--accent-t); }
@media (max-width: 700px) {
  .lv-row { grid-template-columns: minmax(0, 1fr) auto; }
  .lv-row .lv-track { grid-column: 1 / -1; grid-row: 2; }
  .lv-scale { display: none; }
}
@media (prefers-reduced-motion: reduce) { .lv-track .fill { transition: none; } }

/* ===== slightly larger body text (headings, numbers and buttons unchanged) ===== */
:root:not([data-ui="rr"]) body { font-size: 16px; }
:root:not([data-ui="rr"]) :is(.head p) { font-size: 17px; }
:root:not([data-ui="rr"]) :is(.panel-head p, .step p, .plan-shock .panel-head p, .plan-shock .steps) { font-size: 14.5px; }
:root:not([data-ui="rr"]) :is(.callout, .insight, .field > label, .field > .lab, .plan-shock .field label, .fx-head p, .pick-hint ~ * .d) { font-size: 15px; }
:root:not([data-ui="rr"]) :is(.small, .hint, .twist .d, .fx-k span, .lv-lab small, .ledger .s, .goal-custom label) { font-size: 14px; }
:root:not([data-ui="rr"]) :is(.note) { font-size: 13.5px; }
:root:not([data-ui="rr"]) .b-fund-chart #goalText { font-size: 15.5px; }

/* ===== type pairing: Bricolage Grotesque for headings and headline figures, Manrope for everything else ===== */
:root { --font-d: "Bricolage Grotesque", "Manrope", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, sans-serif; }
:root:not([data-ui="rr"]) :is(h1, h2, .sec-title, .fx-head h3, .tb-title, .brand-name) { font-family: var(--font-d); font-optical-sizing: auto; letter-spacing: -0.02em; }
:root:not([data-ui="rr"]) :is(h1) { letter-spacing: -0.03em; }
/* headline money figures get the display face; small numbers in tables, labels and inputs stay in Manrope */
:root:not([data-ui="rr"]) :is(.wc-amt strong, .wc-mid strong, .ledger .v, .strip-big .n, .finding .big, .zb-left .v, .acct-card .lim, .ring-legend .v, .gauge-n, .fx-row.total .fx-v) {
  font-family: var(--font-d); font-optical-sizing: auto; letter-spacing: -0.02em; }


/* Budget: two columns on wide screens so the panel has no empty half */
.bm-left, .bm-right { display: grid; gap: 14px; align-content: start; min-width: 0; }
@media (min-width: 1001px) {
  .budget-main { grid-template-columns: minmax(280px, 1fr) minmax(0, 1.45fr); column-gap: 28px; align-items: start; }
}

/* Budget: larger rule buttons */
#ruleSeg { gap: 4px; padding: 4px; border-radius: 14px; }
#ruleSeg button { height: 44px; padding: 0 18px; border-radius: 11px; font-size: 15.5px; font-weight: 700; font-family: var(--font-d); letter-spacing: -0.01em; }
#ruleSeg button[aria-pressed="true"] { background: var(--accent); color: var(--accent-ink); box-shadow: 0 4px 12px -4px color-mix(in srgb, var(--accent) 60%, transparent); }
@media (max-width: 600px) { #ruleSeg button { height: 40px; padding: 0 14px; font-size: 14.5px; } }
/* Budget: rule buttons stacked vertically */
#ruleSeg { display: flex; flex-direction: column; align-items: stretch; width: 100%; max-width: 360px; }
#ruleSeg button { width: 100%; justify-content: flex-start; text-align: left; }
@media (max-width: 1000px) { #ruleSeg { max-width: none; } }
/* Budget: heading above the rule list */
.rule-head h3 { font-family: var(--font-d); font-size: 18px; font-weight: 800; letter-spacing: -0.02em; margin: 4px 0 4px; }
.rule-head p { margin: 0; font-size: 14.5px; color: var(--ink-2); line-height: 1.45; max-width: 42ch; }